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Rental Car Insurance

Car insurance through rental companies can be expensive, but a fender bender in a rental car can cost more. There must be another option, right? With a Travel Guard travel insurance plan, you can add on our rental vehicle damage coverage and protect even more aspects of your trip investment. Before you purchase, let’s look at some common questions with regards to rental car insurance.

What coverage do I get with Travel Guard rental car insurance?

  • Up to $35,000/$50,000 in rental car primary physical damage coverage for covered losses ($250 deductible)
  • Roadside assistance
  • Quick and easy claims process

Does my personal car insurance cover rental cars?

It’s going to vary depending on the personal auto insurance policy you have and why you’ve rented a car. Occasionally some coverages will extend to a rental. Be sure to check what your deductible is on your personal auto insurance policy as well. You may want to consider rental car insurance if that deductible is high.

What Travel Guard also offers, that you may not get with your personal auto insurance policy, is access to 24/7 assistance services. When you purchase rental vehicle damage coverage through Travel Guard it comes with travel and roadside assistance to help when you’re on the road and need it most. 

Do I need rental car insurance if I’m renting a car abroad?

Personal auto insurance policies in the U.S. may not provide coverage if you’re renting a car abroad. Some countries require a minimum coverage amount or types of coverage for a vehicle rental insurance policy, so be sure to check specifics of the country you’ll be driving in. 

What does the Travel Guard Rental Vehicle Damage Coverage cover?

Accidents can happen, and whether it’s a fender bender or a chipped windshield you’ll likely want some form of rental vehicle damage coverage. With Rental Vehicle Damage Coverage, you have up to $35,000 or $50,000 (depending on the coverage you choose, with a $250 deductible) in primary physical damage coverage in the event there is covered damage to the rental vehicle. 

Do I get Roadside Assistance with Travel Guard Rental Vehicle Damage Coverage?

Yes! You can hit the road knowing that you have access to 24/7 roadside assistance in the event that you need help. Our representatives can contact tow companies, arrange alternate transportation, and coordinate rental vehicle returns (and more) all while you focus on your trip. 

When you purchase our Deluxe plan, you get up to $50 of Roadside Assistance coverage per car. Your travel plan may cover up to $50 for some of those annoying things that can happen on your road trip like needing a tow, lock-out assistance, or flat-tire assistance. 

To what Travel Guard products can I add on rental vehicle damage coverage?

Check out our compare plans page to see which add-on coverages, including our rental vehicle damage coverage, are available on our most popular plans. 

How much is Travel Guard’s rental car insurance? 

Rental vehicle damage coverage with your Travel Guard travel insurance plan is calculated by day. You enter the dates you’ll have your rental car as you go through purchasing your travel policy and you’ll see a quote for the rental car portion. 


If you’re looking for more information on Travel Guard rental vehicle damage coverage, or any of our products, our World Service Center representatives are available to answer questions any time at 800.826.5248.