Savvy coverage that helps give you peace of mind on a budget.
You have a budget. But you also want coverage for your trip. We get it. Whether you are traveling for business or pleasure, basic coverage and access to 24/7 travel assistance service can come in very handy. Want assistance with rebooking flight and hotel? Interested in the latest news on where you are traveling? Prefer to have coverage for pre-existing medical conditions? Want trip cancellation, trip interruption and trip delay coverage? Need coverage for lost, stolen or damaged baggage? It’s all right here and can be yours in minutes. Travel Guard Essential insurance plans are a simple way to cover yourself on a budget.
Reimburses nonrefundable, unused payments or deposits if you must cancel or interrupt your trip due to an illness, injury, or death of you, a family member, traveling companion or business partner or other covered reasons.
Reimburses nonrefundable, unused payments or deposits if you must cancel or interrupt your trip due to an illness, injury, or death of you, a family member, traveling companion or business partner or other covered reasons.
Reimburses the additional airline transportation expenses incurred by you to reach the return destination for trip interruptions due to one of the Unforeseen events shown in the Trip Interruption section.
Reimburses up to $150 per day for reasonable additional expenses until travel becomes possible if your trip is delayed for more than 5 hours due to covered reasons.
Reimburses you if your luggage is lost, damaged, or stolen while on your trip.
Reimburses you for the purchase of necessary personal effects if your bags are delayed for more than 12 hours.
Pays for medical expenses incurred while on a trip.
Covers evacuation expenses as directed by a physician to the nearest adequate medical facility or home in the event of death or if medically required.
(when coverage is purchased within 15 days of initial Trip Payment)
With the waiver it's possible to be covered for some medical issues on your trip, despite your pre-existing condition.
Covered reasons for Trip Cancellation and Interruption expanded to include Financial Default of an airline, cruise line, or tour operator.
Coverage increases to $50,000 when purchases early.
All Assistance Services listed below are not insurance benefits and are not provided by the Company. Travel Guard provides assistance through coordination, negotiation, and consultation using an extensive network or worldwide partners. Expenses incurred from third-party vendors for assistance services not part of a filed insurance plan are the responsibility of the traveler.
A menu of services available for emergency medical requests, including prescription replacement, physician referrals, medical evacuations, and more.
Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information; and more.
24-hour hotline to make emergency travel changes, such as rebooking flights, hotel reservations, tracking lost luggage and more.
Whatever you need, whenever, or wherever you need it, you can call on your own personal assistant to help. Services include tee time reservations, restaurant referrals and reservations, wireless device assistance, sporting or theater tickets, and more. If you need it, we'll find it for you.
Assistance to help maintain personal safety and personal information while traveling. Services include evacuation assistance, 24/7 access to security and safety advisories and more.
**Non-insurance services provided by Travel Guard.
The following will be included if elected and appropriate costs have been paid.
Evacuation benefit limit will double.
Coverage for accidental death or dismemberment that occurs when traveling on a regularly scheduled flight or charter. Amount selected from the minimum of $100,000 up to a maximum of $500,000.
$35,000 in primary coverage, subject to a $250 deductible. Covers physical damage to a rental car for which the car rental contract would hold you responsible. (Coverage is not available to residents of Kansas or Texas.)
* Optional coverages cannot be purchased separately and may vary by state.
If you're worried about traveling because you have a pre-existing medical condition, you should know that on many Travel Guard policies purchasing your travel insurance the same day you make your first trip deposit (or shortly after) may qualify you for the pre-existing medical condition exclusion waiver.
Pre-Ex Exclusion Waiver
The Company will waive the pre-existing medical condition exclusion if the following conditions are met: